Assistant Manager - Medical Underwriting

Date: May 9, 2025

Location: Gurugram, HR, IN

Company: maxlifeins

Position

 

Asst. Manager- Medical Underwriting

No. Of Positions

1

 

Department

 

Operations

Function

Underwriting

Reporting to

 

Manager

Band

5A/5B

Location

Gurgaon

Last Date of Submission:

  • Appraise medical risks for life insurance application
  • Using factors such as age, occupation, medical history, financial standing and other relevant conditions that determine insurability
  • Appraise level of risk involved in applications
  • With adverse medical findings
  • Where medical opinion or decision is necessary for acceptance/rejection of insurance coverage
  • Evaluate medical condition and analyze the test results of the applicants
  • Underwrite new and existing business
  • Recommend, accept, reject insurance coverage within limits set in the underwriting policy
  • Handle routine and non-routine and renewal cases
  • Refer difficult cases to superiors
  • Assessing financial documents and summarize the same.

 

Measure of Success:

 

  • Ensure adherence of TAT for underwriting of proposals
  • Adhere to all regulatory requirements and reports exception.
  • Lead team of motivated professionals aligned to company goals
  • Manage internal and external stakeholders in terms of CSAT and DSAT.

 

 

 

 

Desired qualifications and experience:

 

  • Graduate with 5+ years of experience in Operations or related areas
  • MBBS / B.Sc (Hons) in Nursing/B.Pharm/BPT/Insurance Qualified preferred

 

Knowledge and skills required:

 

  • Strong communication  skills
  • Strong GO / HO process knowledge  
  • Eye for detail
  • Good co-ordination skills
  • Good Analytical Skills
  • Computer knowledge (MS Office, MS Excel, MS Power Point) and Technical skills

Position

 

Asst. Manager- Medical Underwriting

No. Of Positions

1

 

Department

 

Operations

Function

Underwriting

Reporting to

 

Manager

Band

5A/5B

Location

Gurgaon

Last Date of Submission:

  • Appraise medical risks for life insurance application
  • Using factors such as age, occupation, medical history, financial standing and other relevant conditions that determine insurability
  • Appraise level of risk involved in applications
  • With adverse medical findings
  • Where medical opinion or decision is necessary for acceptance/rejection of insurance coverage
  • Evaluate medical condition and analyze the test results of the applicants
  • Underwrite new and existing business
  • Recommend, accept, reject insurance coverage within limits set in the underwriting policy
  • Handle routine and non-routine and renewal cases
  • Refer difficult cases to superiors
  • Assessing financial documents and summarize the same.

 

Measure of Success:

 

  • Ensure adherence of TAT for underwriting of proposals
  • Adhere to all regulatory requirements and reports exception.
  • Lead team of motivated professionals aligned to company goals
  • Manage internal and external stakeholders in terms of CSAT and DSAT.

 

 

 

 

Desired qualifications and experience:

 

  • Graduate with 5+ years of experience in Operations or related areas
  • MBBS / B.Sc (Hons) in Nursing/B.Pharm/BPT/Insurance Qualified preferred

 

Knowledge and skills required:

 

  • Strong communication  skills
  • Strong GO / HO process knowledge  
  • Eye for detail
  • Good co-ordination skills
  • Good Analytical Skills
  • Computer knowledge (MS Office, MS Excel, MS Power Point) and Technical skills